Friday, July 13, 2007

E-banks

What be that a virtual bank?
It is a service set up to simplify the transactions on Internet.
Advantages
- One little to be paid starting from any foreign or French remunerative sites.
- Fast Payment (instantaneous).
- No problems involved in the countries of sending.
- To be paid you provide that an identifier, no co-ordinate banking is transmitted. For Paypal and Moneybookers the identifier will be the address email which you indicated at the time of your inscription.
- The dollars are automatically converted into euro.
- Disadvantage, the banks on line take expenses of transactions.
- Possibility of making transfers on your bank account from your E-banks.
- You can make purchases on line. Generally the inscription on this type of site is
very simple and the system is very protected.
The Councils
- No E-banks will not ask you by e-mail your information personal (Login, password, co-ordinates banking)
- the e-mail being really intended you must contain your first name and your name.
- Use a complex and single password.
- You do not serve as the same passwords that you use on the remunerative sites.

* Moneybookers



is a UK based fund transfer company, resembling PayPal. The principle security hole of this service is an inability to verify credit cards safely.
https://www.moneybookers.com/app/?rid=3185937

* E-gold


e-gold is an electronic currency, issued by e-gold Ltd., a Nevis corporation, 100% backed at all times by gold bullion in allocated storage.

Other e-metals are also issued: e-silver is 100% backed by silver, e-platinum is 100% backed by platinum, and e-palladium is 100% backed by palladium. However, the most popular e-metal (by an overwhelming margin) is e-gold.

e-gold is integrated into an account based payment system that empowers people to use gold as money. Specifically, the e-gold payment system enables people to Spend specified weights of gold to other e-gold accounts. Only the ownership changes - the gold in the treasury grade vault stays put.
http://www.e-gold.com/

* Stormpay


The currency used in accounts is United States dollars. A StormPay user can fund their account with an online check, money order, or by clicking on sponsored links, purchased by StormPay members themselves, in the StormClix section of the StormPay website. StormPay (and NetIBA) have also paid commissions for referring new members to the payment process or verification system.
Opening a StormPay account is free. It is also free to send money to another e-mail address. However, a fee is incurred when receiving funds: if the recipient is NetIBA certified, this is 39 cents plus 2.9% of the amount being received; if not, it is 49 cents and 4.9%. This marks a return to the usual fee structure used by most online payment processors that was also used by StormPay before becoming an auction-only site, but the non-certified fee has been reduced from the level in March 2006, which was 69c + 6.9%. Additionally, for a brief period in April and early May 2006, there was no fee for NetIBA certified accounts and it was 2% otherwise.
Being NetIBA certified costs $19.95 a year. It is claimed to be a third-party identity verification service. It is also located in Clarksville, Tennessee and registered with the Tennessee Secretary of State by McConnell, indicating that it is not a third-party service. The NetIBA certification process purportedly includes the sending of a PIN by telephone and a PIN by mail, however, users have also reported that the phone step is occasionally skipped. After being certified, webmasters may place an image on their website to display this fact to potential customers. In the NetIBA FAQ, under the question: "What form of payment do you accept?" the following answer is given: "NetIBA accepts StormPay. NetIBA recommends when shopping online that you use services such as StormPay to insure that your financial information does not end up in the hands of wrong doers."
https://www.stormpay.com

*K-Pay


K-Pay enables you to pay your purchases on Internet, but also to be paid directly on line. Two different currencies will be, in the long term, available: the euro and the dollar. Only the euro is currently available.
http://www.k-pay.com/

* GreenZap


Type of service: E-bank, banking transactions by e-mail. Affiliation: Yes A number of countries: all the country country Sponsorship: Yes a level Number: 1 Profit: $30 ($24 cash, $6 WebCash) Threshold of Payment: You withdraw your profits when you want Description: This bank with 2 kinds of currency: cash and WebCash. With cash, you can withdraw your funds when you want, and with WebCash, you can only buy on Internet. You can become member GOLD and receive a bank card to pay in the life of every day. Our opinion: It is an American bank which still makes it possible to buy on some American sites, but currently not on French-speaking people. And the money withdrawal can be done only for the residents in the USA
http://www.greenzap.com

* AlertPay


AlertPay offers a selection of accounts to suit your needs. All accounts can send payments for FREE.
BASIC PERSONAL ACCOUNT: (FREE TO OPEN - Receive Fee: $1.00 per transaction)
Do you need a starter account to send and receive money? Do you need a way to occasionally be paid in a quick and secure manner? Receive money for a flat rate of $1.00 per transaction. This is ideal if you primarily send payments, or buy online from merchants. The Personal Account is the perfect account to send and receive money from friends and family. Personal accounts do not have selling tools, but do have easy funding and withdrawal method
PREMIUM ACCOUNT: (FREE TO OPEN � Receive Fee: 2.5% + $0.25 per transaction)
Do you want an account without any limits? Do you want the ability to sell online? Start selling within minutes. If you are an active seller or do business online, choose the AlertPay Premium account.

The AlertPay Premium account is perfect for buying and selling online with the option to do business under your own personal name or under a company/group name. With a Premium account you have access to numerous online selling tools to help your business thrive online. Some business restrictions apply
SECURED ACCOUNT: (FREE TO OPEN - Receive Fee: 3.9% + $0.59 per transaction)
Do you require an account without any business restrictions? Do you need an account with chargeback prevention? This account accepts multi-level marketing, mature content and other commonly considered "risky" businesses.
With a Secured account you have access to numerous online selling tools to help your business thrive online as well as chargeback preventive measures to protect your business
http://www.alertpay.com/?Ing1YtCURuK3kL7vRBhflw%3d%3d

*The London Gold Exchange


The London Gold Exchange is the World’s largest and most established trader of Digital Gold and Silver (also known as e-currency, Digital Currency or e-money). We are a reputable independent international business with offices in Europe and Asia/Pacific.
http://londongoldexchange.com/

* OmniPay


OmniPay Advantages
Better Exchange Rates
We've reduced our already low InExchange rate for e-gold to 2% above Spot. There's never been a better time - or place - to upgrade to Better Money!
Bill Payment Service
Pay all your bills with e-gold via OmniPay OutExchange! You Remit e-gold to OmniPay OmniPay pays your bills per your instructions.
Established Reputation
Trust is built over time. OmniPay is a service of Gold & Silver Reserve, Inc. (G&SR), serving the AUG economy since 1996. The minds that brought you e-gold continue to serve on our Board of Directors.
http://www.omnipay.com/Default.asp

* IceGold

We have opened our sell e-gold service again. However, as the situation with e-gold and Omnipay is still unclear, we have set a limit of 10 000 USD (or equivalent) per customer in one day. If we get too many orders we will pause outexchanges until we need e-gold again. From now on the outexchange service availability will be indicated in the "we buy" column in the mini rates table at the top left corner of our webpage.
http://www.icegold.com/

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